Vincent Chan’s apps

Future Wealth Tracker

Analyzes income, needs, wants, and results to project future wealth and score financial health.

Scores where somebody's money stands today and projects where it ends up if nothing changes. Income, needs, wants and results, with the projection updating as real behaviour comes in.

What a v1 does5 features
  • A financial health score from real numbers, not a questionnaire
  • Income split into needs, wants and saving automatically
  • Projected net worth at five, ten and twenty years
  • What one change - a raise, a move, a habit - does to the projection
  • Monthly check-ins that adjust the forecast

The market

Adjacent marketPortfolio tracking
$24 a monthcharged by Sharesight, used by investors in over 100 countries

No portfolio tracker publishes revenue or user numbers, so price is the only available evidence. Sharesight charges $24 and Snowball Analytics $299 for professional use. At $8 a month this sits below both.

Where these numbers come from
CompanyEarnsReachSource
Sharesight$24/mo PremiumHundreds of thousands of investors, 100+ countriesPublished pricing
Snowball Analytics$12.50 per 10 portfolios · $299/mo proNot publishedPublished pricing
EmpowerWealth-management upsellNot publishedModel, not a disclosed figure

Why this audience

This audience is early in earning and trying to work out whether their current trajectory leads anywhere. The content speaks to young professionals doing exactly that arithmetic. Scoring where they stand and projecting where it ends up answers the question the whole channel raises.

Before it can launch

  • Open-banking access through Plaid, once it scores against real spending rather than what somebody typed in

What it earns

Drag me Every figure recalculates as you go.

Paying users1,000

0.067% of 1.5M followers · capped at 50,000

Price per month$8

Opens on the price this idea was costed at, $8.

1,000 paying — 0.067% of 1.5M followers — × $8 a month = $8,000 a month

Paying users0123456789,012345678901234567890123456789
Revenue a month$0123456789,012345678901234567890123456789
Over twelve months$01234567890123456789,012345678901234567890123456789

Fifty thousand paying users is the ceiling every one of these pages is drawn against, not a forecast. It opens at a thousand, the bottom of the range, so the first figures you see are the modest ones. What the cap buys is comparability: the same range on every app, and the percentage of the audience it takes as the number that moves.

Is this the one for your audience?

We fund it, build it, and run it. You bring the audience and take a share of the revenue. Nothing to pay and nothing to build.